Checklist house purchase
Important points to consider before buying a house in Switzerland.
The Swiss housing market is growing like never before; thanks to low mortgage rates, the dream of owning a home has moved a little closer for many.
However, before buying a plot of land or property, there are a few points to consider in order to avoid unnecessary surprises and frustration.
The following checklist can help you avoid potential risks before making a decision.
1. legal requirements
The legal requirements for remodeling or building a new property are numerous and varied. These include the building and zoning regulations of the respective municipality of residence, any development or design plans, cantonal structure plans and building laws, right up to federal law.
Especially if you are planning a conversion or a new building, the legal regulations should be carefully clarified. In the worst case, the realization of your planned project on the purchased parcel is not possible. It is therefore advisable to consult a specialist at an early stage.
2. value of the property
Before buying a house, it is advisable to compare the selling price of the property with the market price. Property prices in Switzerland vary greatly depending on the canton, city and area.
In addition to the macro-location, the micro-location is decisive for the value of the property; i.e. the view, orientation, slope, noise exposure and accessibility, etc. Therefore, compare the price per square meter of the property with properties in the immediate neighborhood.
Also check the land register for any easements, as these could also reduce the value of the property. Taking all factors into account can ultimately give you a better overview of your planned investments.
3. alarm signals
Even if you fall in love with a property at first sight, you should not ignore alarm signals. In particular, keep an eye out for any previous water damage. The result is often mold or even rotten wooden structures.
4. supporting structure
If you plan to break through walls, be sure to check the feasibility with a specialist before buying a house. Not every wall can be removed without problems.
5. tree population
A large garden with beautiful old trees seems tempting. But it could severely limit your options for making additions to your property. Be aware that in Switzerland many trees are protected, which means that they can only be removed in exceptional cases with the approval of the local authorities.
6. condition of the building services infrastructure
Depending on the condition of the existing building services infrastructure, significant costs may be incurred to replace the heating system, plumbing and electrical installations. For older buildings, it is advisable to look at this with a specialist before buying the house.
Keep in mind that the installation of additional sewage connections, such as a new guest toilet, may require the renovation of the sewer system. The cost of this can quickly run into the low five figures.
7. pollutants
Asbestos fibers were used extensively as an all-purpose material, especially in the 1970s. The fibers can be very harmful to health and should therefore be removed by an expert before renovation.
Be sure to ask about the year the property was built and when renovations were done. If work was done between 1960 and 1990, be sure to have a contaminant analysis performed by a specialist.
8. noise
Persistent noise can significantly affect your satisfaction. Therefore, be aware of any noise during your visit. It is advisable to visit the property several times at different times before you buy it. You should be aware that noise is perceived differently depending on the time of day.
atelier fausch offers you a consultation without obligation before you buy a property. This is an opportunity for you to talk to an architect about your plans and get honest feedback on the home before you decide to buy.
To learn more, .